It is with deep sadness and reverence that we share the unexpected passing of Steven C. “Steve” Harms, a cherished alumnus, trustee, and generous benefactor of Upper Iowa University (UIU). Steve passed away on Wednesday, July 9, 2025, leaving behind an extraordinary legacy that will continue to inspire the UIU community for generations.
From Sumner to UIU Glory
Born and raised in Sumner, Iowa, Steve was one of three children of Cal and Iris Harms. After graduating from Sumner High School, he attended UIU in Fayette—where he played football and earned a B.S. in Physical Education in 1973 . That same year, he married fellow graduate Diane Kinkead, beginning a lifelong partnership rooted in shared dedication to their alma mater .
Career in Crop Insurance and Leadership
Steve built a distinguished career at Rain and Hail Insurance Services, rising from a field supervisor in 1976 to the role of President and Chairman by 2005, retiring in 2012 after almost 40 years of service . His leadership in the crop insurance industry led to his induction into the Iowa Insurance Hall of Fame in 2018 .
A Loyal UIU Steward and Philanthropist
Steve and Diane Harms have been instrumental in shaping UIU’s future through philanthropy and active engagement:
- In 2011, they contributed a record-breaking $7.5 million gift to renovate and name the football stadium
- In 2014, Diane’s $1.65 million endowment revitalized UIU’s cheerleading program
- They donated $750,000 toward the campus recreation center in 2014
- Served as co-chairs of UIU’s first capital campaign
- Served as UIU trustees and co-chairs on major fundraising initiatives like the Changing Lives Scholarship Fund
In 2019, both were inducted into the UIU Athletics Hall of Fame, honoring their dual legacy as student-athlete and cheerleader, and their enduring commitment to UIU .
A Life of Service, Faith, and Family
Steve’s influence stretched well beyond athletics and insurance. He served on the boards of national crop insurance associations and community entities like Bankers Trust . Known for his ever-present smile and uplifting spirit, he celebrated both professional achievement and dedication to family—he and Diane raised five children and were blessed with eight grandchildren .
A Legacy Worth Carrying Forward
Steve Harms was more than an accomplished alumnus—he was a visionary leader, a generous friend, and a devoted servant to UIU and his community. His commitment to education, athletics, infrastructure, and student opportunity transformed the campus landscape and the lives of many.
He led with grace and gave with heart. His passion for UIU’s mission was palpable, and his influence will carry forward through scholarships, buildings, and countless Peacocks whose paths he shaped.
A Prayerful Farewell
Though we mourn his loss, we also celebrate a life that was beautifully, profoundly well-lived. Steve’s presence will be deeply missed at UIU and beyond.
We send our most sincere condolences to Diane, their children, grandchildren, and all who loved him. We will share details of memorial services and opportunities to honor his memory soon.
May he rest in eternal peace, knowing his legacy lives on in every student inspired, every game cheered, and every life touched by his generosity and spirit.
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